When it comes to seeking extra funds, applying for a loan has become the normal course of action. That is obviously not an issue, but what is an issue is the type of loan and the criteria that is needed to secure approval. A $25,000 unsecured personal loan will attract a lot of attention from those who are in need of large cash injections.But it is not always possible to get the loan we want or to get fast approval either. To increase the chances of success, we need to strategize and prepare. From low credit scores to loan purpose, applicants must be clear when making their application. That way, even an unsecured personal loan can be approved.Consider The Right LoanThere are plenty of types of loans to choose from, but not all of them will suit the situation or purpose. When seeking a $25,000 unsecured personal loan, for example, there is little point in seeking a payday loan. What is better is to get a loan that size on a longer term and lower interest rates.Where payday loans come in useful is when small loans are needed very quickly. To get fast approval when a financial emergency is looming is essential but since the loan limit is $1,500, that is unlikely to solve any issues with existing debt.Of course, time is usually a key factor when applying for unsecured personal loans, so getting approval within 24 hours is always preferred. Nevertheless, a more orthodox loan repayment structure is best for larger sums.Consider Your Credit ScoreA key element of any loan application is the credit score that the applicant has. When applying for a 25,000 unsecured personal loan, a low credit score can be detrimental to the chances of success. But it is important to note that these scores are not the deciding factor in loan assessments.There is quite a gap between what is thought to be a good credit score and what is considered a poor score. Generally, lenders like to see scores of 700 and over, with 730 universally set to be enough to get fast approval.However, a score of below 700 is considered unfavorable, and below 650 is considered a low score. This means that loan applications may need some help.But these scores are not what decides approval or rejection. In fact, it only influences the interest rate to be charged, and this in turn can make monthly repayments too expensive for the applicant. This is what causes an unsecured personal loan application to be rejected.Point out The Loan PurposeThe purpose of a loan is taken into account when lenders are considering a loan application. It might seem unimportant, but when the purpose is positive, lenders tend to feel more confident about the character of the applicant. A $25,000 unsecured personal loan could be used for anything, but if the purpose is to consolidate existing debt, that is good.It is also useful to be precise about where the money will go. For instance, telling the lender that $5,000 will be used to clear credit card debt, $10,000 the balance on a car loan and $8,000 to clear a personal loan, and $2,000 to clear outstanding utility bills, sounds like a well conceived plan. Applicants who want to get fast approval should not be vague.Meanwhile, the fact that everything might be written down, means that the applicant can follow clear intentions too. There can be no confusion over where the funds from the unsecured personal loan will go.